Kaarlo Saarnio was born on December 20, 1885 in Rääkkylä, Finland as Kaarlo Huttunen. He was an actor, known for Sininen viikko (1954), Herra Elanto (1930) and Aatamin puvussa ja vähän Eevankin (1931). He was married to Elma Nuotio-Kivi and Laina Laine. He died on December 12, 1967 in Helsinki, Finland.